Having trouble viewing this email? View it in your browser.
Optum Bank® Member FDIC
February 2016: HEALTH SAVING NEWS
Log In
Make a Deposit
Get Tax Information
Take the Health
Savings Checkup
excited woman
Fees are a headache, so we removed them
Optum Bank has done away with unnecessary bank fees associated with your health savings account (HSA). Over 10 miscellaneous fees have been removed in order to help you save more money! They are:
Check order fee
Wire transfer fee
Return or paid non-sufficient
funds (NSF) fee
Official check fee
Excess contribution fee
Returned deposit item fee
Stop payment fee
Research fee
Document copy fee
Paper statements fee
Check processing fee (or ACH fee)

The only fees you should expect are a monthly maintenance fee and,
when applicable, an ATM withdrawal fee, account closure fee and monthly investment fee.

We like to avoid fees, too. Use your Health Savings Account Debit MasterCard® at the point of service to avoid ATM withdrawal fees. By reducing fees, you're able to save more for your future. Click here to remind yourself of the other benefits, like saving, that come with your HSA.

TOP 5 REASONS TO USE AN HSA
Have you started preparing for your 2016 taxes?
The tax deadline is right around the corner. With your HSA, there are two tax forms you'll need to file your taxes. These forms have been sent to you but can also be accessed by logging in to your account and clicking the link to statements.
IRS Form 1099-SA
IRS Form 8889

More information about these specific IRS forms and why they
are important can be found here. You should have also received IRS Form 5498-SA; this form is for your records and is not required to be submitted
with your taxes.

TAKE ME TO THE CHECKLIST
New year, new limits
As a reminder, the IRS has set new HSA maximum contribution limits for 2016:
UP TO $3,350 FOR INDIVIDUALS: UP TO $6,750 FOR FAMILIES

If you are an eligible individual who is age 55 or older at the end of your tax year, your contribution limit is increased by $1,000.*

November 2015: HEALTH SAVING NEWS
PAST ISSUES QUALIFIED MEDICAL EXPENSES FREE WEBINARS
PAST ISSUES
Read previous
Health Savings
News articles
QUALIFIED
MEDICAL EXPENSES
Find the list of eligible
expenses for your HSA
FREE WEBINARS
Get answers to your
HSA questions